|
holiday closings
bogo loan
visa balance transfer special
auto specials
no service fees
mortgage loan
christmas club
scorecard rewards
overdraft notices
debit cards
gift cards
biltmore
e-statements
beneficiary
warning
lost cards
member changes
website
Holiday Closings
We will be closed Monday, February 20 for President's Day. Please mark this on your calendars.
BOGO LOAN
Bring any loan to us using collateral, for example a title, and get a 2nd loan for 1/2 off the approved interest rate! This is only for a limited time so take advantage of it now! Ask for more details.
VISA Balance Transfer Special
Needing to pay off that last years debt? Starting March 1, 2012, you can transfer your credit card balances to our Visa credit card starting at 4.9% for 1 year!! Ask for more details.
Auto Loans Starting at Just 3.5%
Take advantage of the rebates car companies are offering and finance with your credit union! That 0% might sound good, but on paper, you actually save money in the long run! Call the office & we'll do a comparison for you.
NO SERVICE FEES FOR CHECKING ACCOUNTS!
If you have seen the news lately, banks are now starting to charge service fees for debit cards and monthly charges for usage. We do not have any monthly service fees, nor do we charge for debit cards, nor do we have a minimum on checks you can write. Also when people are going to the bank to cash a check that's off of that financial institution, the banks are charging them a fee. Banks also charge you interest, you earn interest on your account with us! Talk to us today about switching your checking account to us!
Credit Union Homeowners- need help with your Mortgage loan?
If you are interested in a mortgage loan or refinancing your existing home, call us for details about Greentree Mortgage. You may call them directly at (800) 732-5182, (800) 562-8858 (after hours or weekends).
www.mtgresourcecenter.com
Christmas Club 2012
You can still open you up a Christmas club account today! It makes it so much easier on you when that time comes again! You can save through the Christmas club and save for anything, including taxes, insurance, or even a down payment on a new car. It can be for other things besides Christmas!
Scorecard Rewards
Double your points by using your Visa credit card! Go to
www.scorecardrewards.com and purchase all kinds of things from hotel stays to merchandise by using your points!
Notices will no longer be mailed
As of June 1, 2011 we will no longer be mailing out overdraft notices or NSF fee notices. If you have never logged onto our online banking, please notify the office and we will be glad to get you set up so you can view your account.
IMPORTANT DEBIT CARD INFORMATION
PLEASE NOTE: There is a daily limit of $1,005 on the Visa debit cards. This is a security feature that has been set with Visa to protect our members in the case of a lost or stolen card. Please call the credit union on the day that you know you are going to exceed this amount, and we will be glad to make the necessary changes to your account temporarily.
Visa Gift Cards
We sell Visa gift cards for every occasion! These gift cards can be used anywhere that accepts Visa and they can be loaded from $10-$500.
Visiting the Biltmore?
Your credit Union has discount vouchers to the Biltmore!
Go Green, get e-statements!
If you're already using online banking, why not sign up for our e-statements and receive your monthly or quarterly statements via email. This way is faster and cuts down on the quantity of mail you already receive. Call the office for details on how to set this up!
Do you have a beneficiary on your account?
Please check with the office and make sure you have a beneficiary on your account in the event of a death. This prevents your funds
from being tied
up within the state, and allows your assigned beneficiary to withdrawal your funds without the long term delay.
Do Not Give Out Your Information Over the Phone to Anyone!!
If there is an issue with your account, debit card, or credit card with the Credit Union, you may receive a phone call from Visa that will be an automated system. It will tell you the transaction that is suspicious and will then ask you to push 1 if you made the transaction or 2 if you did not. You will then be transferred to a live person who will then verify ONLY the last four of your social security number to assure this is the correct cardholder. We already have your card number and your social security number. DO NOT give any information over the phone, nor punch any information in the phone! This is a scam! If you are in question about anything, you can call the number on the back of your card or call the office at
423-7499.
Lost or Stolen Debit or Credit Cards
If you have a lost debit card, please call 1-800-500-1044. If you have a lost
credit card, please call 1-800-991-4965.
Member Information Changes
If you have recently moved or changed your name, please contact us as soon as possible so we can make the necessary changes.
Welcome, Members, to our Website!
Visit us each day for quick access to current Member Rates, up-to-date Credit Union News, details of our Checking and Savings Accounts, Membership Information, a variety of Loan Offerings and more!
We also offer links to many valuable Online Resources for your convenience.
We want our site to be enjoyable and useful. If you ever have comments or suggestions about our Website or our quality of service, please complete our feedback form.
Thank you, Members!
|