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Accounts
Certificates
Loans
Account Rates
Projected 2nd Quarter 2010
Account Description |
APY |
Regular Shares (savings)
$0.00 - $100.00
$101.00 - $10,000.00
$10,000.01 and above |
0.00%
0.25%
0.50% |
Share Drafts (checking) |
0.25% |
Christmas Club |
0.25% |
Vacation Club |
0.25% |
IRA (Individual Retirement Account) |
2.25% |
Subject to change without notice.
Certificate Rates
Account Description |
Rate |
13 Week - $5,000
minimum |
rate changes weekly-call for
current rate |
26 Week - $10,000
minimum |
rate changes weekly-call for
current rate |
Subject to change without notice.
Loan Rates
Loan Description |
Terms |
Rate |
Autos and Harley Davidson Motorcycles |
New <5,000 miles
(never titled) |
up to 60 months |
3.5%-18.0% |
New <5,000 miles
(never titled)
(over $30,000) |
up to 72 months |
4.0%-18.0% |
Used
(2008 - 2009) |
up to 54 months |
4.5%-18.0% |
Used
(2007 - 2006) |
up to 48 months |
5.5%-18.0% |
Used
(2005 & older) |
up to 36 months |
6.5%-18.0% |
Boats |
New
(Up to 100% of list) |
up to 48 months |
7.0%-18.0% |
Used (Up to 75% of average retail) |
up to 36 months |
7.75%-18.0% |
RVs, Mobile Homes, Campers, Tractors &
Horse Trailers |
New |
up to 84 months |
7.0%-18.0% |
Used |
up to 60 months |
7.75%-18.0% |
Motorcycles |
New
(up to 100% of list) |
up to 48 months |
7.0%-18.0% |
Used (up to 75% of average retail) |
up to 36 months |
7.75%-18.0% |
Signature Loans |
"Personal" Loan
| term given upon
credit union approval -
up to $10,000 |
8.9%-18.0% |
Share Secured Loans |
Secured by
Share Account |
up to 60 months |
3% above current rate |
Credit Card |
VISA Credit Card -
upon credit approval |
up to $10,000 |
8.9%-14.9% |
Overdraft Protection |
Protection on
share draft account |
16.50% |
Subject to change without notice.
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