P&G Jackson Employees Federal Credit Union
Member Rates

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Account Rates

Projected 1st Quarter 2015

Account Description

APY

Regular Shares (savings)

    $0.00 - $100.00
    $101.00 - $10,00.00
    $10,000.01 and up

0.00%
0.05%
0.10%

Share Drafts (checking)

0.10%

Christmas Club

0.10%

Vacation Club

0.10%

IRA (Individual Retirement Account)

0.75%

Subject to change without notice.


  

Certificate Rates

Account Description

Rate

13 Week - $5,000 minimum

rate changes weekly-call for current rate

26 Week - $10,000 minimum

rate changes weekly-call for current rate

Subject to change without notice.


  

Loan Rates
We are able to rate match - call for details

Loan Description

Terms

APR

Autos and Harley Davidson Motorcycles

New   <5,000 miles
(never titled)

up to 72 months

2.5%-18.0%

New   <5,000 miles
(never titled)
(over $30,000)

up to 84 months

3.0%-18.0%

Used Vehicles

up to 54 months

3.5%-18.0%

Boats

New
(Up to 100% of list)

up to 60 months

6.0%-18.0%

Used (Up to 75% of average retail)

up to 48 months

6.75%-18.0%

RVs, Mobile Homes, Campers, Tractors &
Horse Trailers

New

up to 84 months

6.0%-18.0%

Used

up to 60 months

6.75%-18.0%

Motorcycles

New
(up to 100% of list)

up to 60 months

7.0%-18.0%

Used (up to 75% of average retail)

up to 48 months

6.75%-18.0%

Signature Loans

Signature Loan

term given upon
credit union approval

8.9% - 18.0%

Share Secured Loans

Secured by
Share Account

up to 60 months

3% above current rate

Credit Card

VISA Credit Card -
upon credit approval

up to $10,000

8.9%-14.9%

Overdraft Protection

Protection on share draft account

16.50%

                     Subject to change without notice.


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©Copyright 2011. P&G Jackson Employees Federal Credit Union. All Rights Reserved.
1306 Highway 70 Bypass Jackson, TN 38301
Phone: (731) 423-7499 Fax: (731) 935-7870



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