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Account Rates

Projected 4th Quarter 2015
Account Description APY
Regular Shares (savings)
$0.00 - $100.00
$101.00 - $10,00.00
$10,000.01 and up

0.00%
0.05%
0.10%
Share Drafts (checking) 0.10%
Christmas Club 0.10%
Share Drafts (checking) 0.10%
Vacation Club 0.10%
IRA (Individual Retirement Account) 0.75%
Subject to change without notice.



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Loan Rates

We are able to rate match - call for details
Loan Description Terms APR
Autos and Harley Davidson Motorcycles
New   <5,000 miles (never titled) up to 72 months 2.5%-18.0%
New   <5,000 miles (never titled - over $30,000) up to 84 months 3.0%-18.0%
Used Vehicles up to 54 months 3.5%-18.0%
Boats
New (Up to 100% of list) up to 60 months 6.0%-18.0%
Used (Up to 75% of average retail) up to 48 months 6.75%-18.0%
RVs, Mobile Homes, Campers, Tractors & Horse Trailers
New up to 84 months 6.0%-18.0%
Used up to 60 months 6.75%-18.0%
Motorcycles
New (up to 100% of list) up to 60 months 7.0%-18.0%
Used (up to 75% of average retail) up to 48 months 6.75%-18.0%
Signature Loans
Signature Loan term given upon
credit union approval
6.9% - 18.0%
Holiday Loan Special up to 2 years as low as 4.9%
Share Secured Loans
Secured by Share Account up to 60 months 3% above current rate
Credit Card
VISA Credit Card - upon credit approval up to $10,000 8.9% - 14.9%
Overdraft Protection
Protection on share draft account 16.50%
Subject to change without notice.



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